Fractional CTO
for owner-led
businesses.
Most owners cannot tell if they need a developer or a technology leader until the wrong hire has already been made. Part-time technology leadership sorts it out: the roadmap, the vendor choices, the automation, and the software. Built personally or led directly across a dev team and a network infrastructure team, on frameworks built for exactly this.
What a fractional cto does.
A fractional CTO owns the technology decisions of a business for a fixed part of the week or a fixed stretch of time: what to build, what to buy, what to connect, and how to know it works.
It fits a business that runs on software it cannot control, or needs software that does not exist yet, and wants technology consulting without a full-time technology executive.
What gets taken on.
Technology roadmap
What to build, buy or leave alone, in order, with a cost for each.
Vendor selection
Providers compared against your operation.
Workflow automation
Retyping and hand-offs replaced with connected steps and error handling, scoped and priced in writing through Paddock20.
Custom software
Production apps built by the person who scoped them, in their own repository, owned by you.
Technical due diligence
A read of the systems, data and vendors behind a business or a purchase.
One source of truth
A data design where each fact lives in one place and is never asked for twice.
AI transformation
Workflows and decisions redesigned around what agentic tools can do today, built and delivered through the 3D Agentic Build System.
The record, in scope.
- Lot Assistant, an operations platform built and delivered for a dealership lot, 2025 to 2026.Operations
- Tools built and run by Paddock20: RAIL Redline, Paddock Garage and Paddock Mail.Tools
- Replit Agent Certified, Advanced Builder (Level 4), Top 1%, July 2026.Credentials
- A managed services and technology advisory practice, working through a technology services distributor.Technology advisory
One call, one scope, then the work.
- 01
A Fit Call
60 to 90 minutes on your operation, $249. You leave with a straight answer on fit.
- 02
A written scope
Within two to three business days: the deliverables, the dates and one fixed price. Yours to keep either way.
- 03
The work
Worked in your data, with your team, against the scope. The person who wrote the scope does the work.
Priced per client.
The numbers
- $249
- The Fit Call. 60 to 90 minutes, then a written, fixed-price scope within two to three business days, or an honest no.
- $1,499 to $2,499
- A built solution. Most owner-led companies get one, and the price is set per client.
- From $499 a month
- A retainer: 5 hours of dedicated work, with discounted rates on any other service Paddock20 provides or creates.
What most engagements deliver
- One web app in place of the patchwork. The Google Sheets, the software the business uses today and its sales or inventory tracking, combined in one place.
- Designed around the team. The look, the feel and the details are the client’s to set.
- Paddock20’s own work on top. Enhanced with Paddock20’s IP, updates and the intelligence that comes from its experience.
Who it is for
- Owners whose business runs on software they cannot change.
- Operators who have tried no-code tools and hit the edge of them.
- Teams weighing a build against a buy and wanting a straight read.
No surprises.
What is a fractional CTO?+
A fractional CTO is a part-time chief technology officer. They set the technology direction, choose the vendors and tools, and oversee what gets built, for a fixed part of the week or a fixed stretch of time, without a full-time salary.
What does a fractional CTO do?+
A fractional CTO writes the technology roadmap, compares vendors, designs how data and workflows connect, and makes the build-or-buy calls. Here the same person can also build the software, scoped and priced in writing.
Do I need a CTO or a developer?+
If the question is what to build and why, you need technology leadership. If the question is how to build something already decided, you need a developer. The Fit Call sorts out which one you have.
Who writes the code?+
The person who scopes the work builds it, through Paddock20, in a dedicated repository. You own the app, its credentials and its repository. Paddock20’s own IP inside it can be used only in that app.
How much does a fractional CTO cost?+
Pricing is per client. The Fit Call is $249 and ends with a written, fixed-price scope within two to three business days, so you see the number before you commit to anything. Most owner-led companies get a solution built for $1,499 to $2,499. Ongoing work is a retainer from $499 a month for 5 hours of dedicated work.
What does a fractional CTO engagement deliver?+
Most owner-led companies leave with one web app that combines their Google Sheets, the software they use today and their sales or inventory tracking. The look, the feel and the details are the client’s to set, and Paddock20 enhances it with its IP, updates and the intelligence that comes from its experience.
Tell us the bottleneck.
We’ll show you the machine.
One working session with the person who scopes the work and does it. A written, fixed-price scope follows within two to three business days, or an honest no.